This important fund ensures that your donation can never be spent. Only the interest earned can be spent on an annual basis. The criterion for this disbursement is that some of the funds are retained as a hedge against inflation. From the remaining balance, 10% will be designated for each of the following needs: Wider Missions, Local Missions Ministry or Program projects. The remaining 70% of the interest is unrestricted and will be recommended for disbursement by the M/E Committee along with approval from the Church Council.